Free step-by-step guides for recovering every type of inherited asset in Hong Kong and worldwide.香港及全球遺產資產回收的免費逐步指南。
Disclaimer: AssetCadet is a service concept, not an operating business. All guides on this site are published for free as a public resource. No services are currently being offered. Interested in building this service? Contact Mr Ko via WhatsApp. 免責聲明：AssetCadet 是一個服務概念，並非營運中的企業。本網站所有指南均作為公共資源免費發佈。目前並未提供任何服務。有興趣一起打造此服務？透過 WhatsApp 聯絡高先生。
Banking, property, insurance, MPF, investments, business, digital, physical — the ultimate printable checklist with contacts.銀行、物業、保險、強積金、投資、商業、數碼、實物 — 附聯絡方式的終極可列印清單。
Day-by-day guide covering death registration, funeral arrangements, probate, asset search, and estate distribution — with all government contacts.逐日指南涵蓋死亡登記、殯葬安排、遺產承辦、資產搜尋及遺產分配 — 附所有政府聯絡方式。
Everything you need to know about applying for Grant of Probate or Letters of Administration — forms, documents, costs, timeline, and common mistakes.申請遺囑認證書或遺產管理書的所有須知 — 表格、文件、費用、時間表及常見錯誤。
A practical detective guide — bank statements, tax returns, old keys, foreign cards, and other clues that reveal forgotten wealth.實用偵查指南 — 銀行結單、報稅表、舊鑰匙、外幣卡及其他揭示被遺忘財富的線索。
Complete list of all HK banks to search, notification process, joint vs sole accounts, dormant accounts, and bank fees.所有香港銀行搜尋名單、通知程序、聯名與個人帳戶、不動帳戶及銀行收費。
Land Registry searches, joint tenancy vs tenancy in common, village houses, public housing succession, and mortgaged properties.土地查冊、聯權共有與分權共有、丁屋、公屋繼承及按揭物業。
All major HK insurers listed, claim process, beneficiary vs estate, group life insurance, and mortgage protection.所有主要保險公司名單、索償程序、受益人與遺產、團體人壽保險及按揭保障。
All 13 MPF trustees listed, MPFA enquiry process, eMPF platform, and multiple accounts from job changes.所有13間強積金受託人名單、積金局查詢程序、eMPF平台及因轉工而分散的帳戶。
CCASS system, brokerage accounts, physical share certificates, private company shares, bonds, and unit trusts.中央結算系統、經紀行帳戶、實物股票、私人公司股份、債券及單位信託。
HK legal status of crypto, exchange claims, hardware wallets, seed phrases, email accounts, and digital estate planning.加密貨幣的香港法律地位、交易所索償、硬件錢包、助記詞、電郵帳戶及數碼遺產規劃。
Home Affairs Department process, inspection certificates, inventory requirements, and jewelry and art valuation.民政事務總署程序、檢視證明書、清點要求及珠寶藝術品估值。
Transport Department process, vehicle transfer, Companies Registry search, sole proprietorship, and partnership.運輸署程序、車輛過戶、公司註冊處查冊、獨資經營及合夥。
Mainland China, UK, Australia, Canada, USA, Macau, Taiwan — jurisdiction-by-jurisdiction guide.中國內地、英國、澳洲、加拿大、美國、澳門、台灣 — 逐一法域指南。
Real statistics on dormant accounts worldwide — HK, UK, USA, Australia, Japan, Canada — and how to search for them.全球不動帳戶的真實數據 — 香港、英國、美國、澳洲、日本、加拿大 — 及搜尋方法。
Billions in unclaimed life insurance worldwide. Search tools for HK, US, UK, Australia, Japan — and the policies most commonly missed.全球數十億未領取的人壽保險。香港、美國、英國、澳洲、日本的搜尋工具 — 及最常被遺漏的保單。
HK MPF, Australia super ($18.9B lost), UK pensions (£31B lost), USA 401(k), Canada RRSP — country-by-country search tools.香港強積金、澳洲退休金（189億澳元遺失）、英國退休金（310億英鎊遺失）、美國401(k)、加拿大RRSP — 各國搜尋工具。
3.8M BTC permanently lost. Exchange recovery, hardware wallets, seed phrases, real cases, and how to avoid scams.380萬枚比特幣永久遺失。交易所追回、硬件錢包、助記詞、真實案例及避免騙局。
CCASS search, old paper certificates, company name changes, dormant brokerages — HK, UK, USA, Australia search tools.中央結算搜尋、舊紙質股票、公司更名、不動經紀帳戶 — 香港、英國、美國、澳洲搜尋工具。
Government search tools for 15+ countries — USA ($80B+), UK, Australia, Japan, Canada, Switzerland, and more.15個以上國家的政府搜尋工具 — 美國（800億美元以上）、英國、澳洲、日本、加拿大、瑞士等。
Bona vacantia, HKMA dormant account rules, unclaimed MPF, IRD refunds, Land Registry searches, and time limits.無主財產、金管局不動帳戶規則、未領取強積金、稅務局退稅、土地查冊及時限。
PRC Succession Law, notarised wills, bank recovery (ICBC, BOC, CCB), property rights, cross-border procedures.中國繼承法、公證遺囑、銀行追回（工行、中行、建行）、物業權益、跨境程序。
UK probate, 40% inheritance tax, HK Grant resealing, bank recovery, NS&I savings, pensions, and property.英國遺囑認證、40%遺產稅、香港授予書重新蓋印、銀行追回、國民儲蓄、退休金及物業。
State-by-state probate, federal estate tax, IRA/401(k), Social Security, FDIC accounts, and cross-border treaties.各州遺囑認證、聯邦遺產稅、IRA/401(k)、社會保障、FDIC帳戶及跨境條約。
State-based probate, superannuation ($18.9B lost), bank recovery (CBA, Westpac, ANZ, NAB), and ASIC unclaimed money.各州遺囑認證、退休金（189億澳元遺失）、銀行追回（CBA、Westpac、ANZ、NAB）及ASIC未領取款項。
Provincial probate, Big 5 banks, RRSP/TFSA, CPP/OAS survivor benefits, Bank of Canada unclaimed balances ($900M+).各省遺囑認證、五大銀行、RRSP/TFSA、CPP/OAS遺屬福利、加拿大銀行未領取結餘（9億加元以上）。
CPF nominations, HDB succession, bank recovery (DBS, OCBC, UOB), Public Trustee's Office, and cross-border recovery.公積金提名、組屋繼承、銀行追回（星展、華僑、大華）、公共受託人辦公室及跨境追回。
For 300,000+ HK emigrants — dormant bank accounts, MPF withdrawal, insurance policies, property, and tax clearance.為30萬以上香港移民而設 — 不動銀行帳戶、強積金提取、保險保單、物業及稅務清關。
Wills Ordinance requirements, types of wills, appointing executors, common mistakes, and solicitor fees.遺囑條例要求、遺囑類型、委任遺囑執行人、常見錯誤及律師費用。
Distribution table, statutory legacy amounts, worked examples, and who has legal standing to claim assets.分配表、法定遺產金額、實例計算及誰有法律資格申索資產。
Estate liability, debt priority, mortgages, credit cards, can creditors pursue family? — and insolvent estates.遺產責任、債務優先次序、按揭、信用卡、債權人可否追討家屬？ — 及資不抵債的遺產。
Right of survivorship, Land Registry forms, converting between JT and TIC, and implications for married couples.生存者權利、土地註冊處表格、聯權與分權之間的轉換及已婚夫婦的影響。
Types of trusts, Trustee Ordinance, offshore trusts, costs, tax implications, and when a trust is worth it.信託類型、受託人條例、離岸信託、費用、稅務影響及何時值得設立信託。
How EPA works, registering with High Court, guardianship, and practical scenarios for elderly parents with dementia.持久授權書的運作、高等法院登記、監護權及長者認知障礙的實際情況。
Appointing guardians, Family Court applications, managing children's assets, trusts for minors, and SWD resources.委任監護人、家事法庭申請、管理子女資產、為未成年人設立信託及社署資源。
HK has no estate tax — but UK (40%), US (40%), Japan (55%) do. Country comparison table and planning strategies.香港沒有遺產稅 — 但英國（40%）、美國（40%）、日本（55%）有。各國比較表及規劃策略。
HK's largest estate — HK$100B+ in hidden assets across property, companies, and investments. What families can learn.香港最大遺產案 — 超過1000億港元隱藏於物業、公司及投資中的資產。家庭可以學到的教訓。
HK$50B+ across SJM, STDM, Shun Tak — how a complex family estate was structured and divided.超過500億港元分佈於澳博、信德等 — 複雜家族遺產的架構及分配。
CONCEPT ONLY僅為概念
AssetCadet is not an operating service. All guides on this site are free public resources. If you are interested in building this service together, contact Mr Ko.AssetCadet 並非營運中的服務。本網站所有指南均為免費公共資源。如果您有興趣一起打造此服務，請聯絡高先生。
Contact Mr Ko on WhatsAppWhatsApp 聯絡高先生